401k And Roth Ira Contribution Limits 2024 Over 55. The maximum roth ira contribution limit for 2024 is $7,000 for those under 50, and an additional $1,000 in catch up contribution for those 50 and older. There's also a $7,500 catch.
The irs has announced the contribution limits for 401(k)s and iras for 2025, but there’s an additional factor this year for those who qualify and want to save more for. The maximum contribution for 2024 is $7,900, but if you are age 50 or over, it is $8,000.